How These Terms Apply In Indonesia
These Terms & Conditions explain the agreement between you and our service when you create or use an account. Access and eligibility depends on local law, so you must check that your use is permitted in your location before opening an account. We may ask you
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to complete phone verification, keep account details accurate and confirm that a wallet or bank destination belongs to you. Payment instructions can refer to DANA, OVO, GoPay, QRIS, bank transfer or virtual account, but the available route shown in your cashier path controls. If a rule
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changes, we will present the updated wording through an available account or policy channel. Your continued use after an effective update means you accept the revised terms where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.